Our Term Deposits offer a competitive rate of return, and peace of mind in knowing that your investments are guaranteed.

When you invest your hard earned savings, you want the best return you can possibly get. And you want a secure investment that you do not have to worry about. That is what Term Deposits at the Horizon Credit Union are all about. You will get interest rates that are competitive plus the peace of mind in knowing that your investment is solid and secure.

We can tailor a savings plan that is just right for you.

Flexibility is one of the big advantages you enjoy when you invest your money in a Credit Union Term Deposit. We will work closely with you, to help determine what makes the most sense - how much and how often you should invest. And of course we will help you select the best term for your particular needs... it can be anywhere from one month to several years. Interest rates on Term Deposits are guaranteed for the length of the term. We want to help you achieve your savings goals as effectively and as quickly as possible.

We really care about your financial goals.

Because you are a Credit Union member and owner, we take a personal interest in your financial future. When you have set a goal for yourself and you are looking for a sound investment with a high rate of return, look to a Term Deposit at Horizon Credit Union.

Deposit your savings in the Horizon Credit Union and your funds remain in the community.

Short Term Non-Redeemable Deposits

• Terms offered 30 - 364 days
• Guaranteed rate of return
• Guaranteed deposit through Credit Union Deposit Guarantee Corporation

12 Month - Cashable Term Deposits

• An investment fully guaranteed by the Credit Union Deposit Guarantee Corporation that will give you the benefits of a fixed investment interest rate, with the peace of mind knowing you can cash it after 30 days if you need to.

Long Term Redeemable Deposits

• Terms offered 1- 5 years
• Penalty withdrawals are available if you must withdraw the funds
• Interest is paid annually

Long Term Non-Redeemable Deposits

• Terms offered 1-5 years
• Attractive interest rates on deposit
• Held until maturity
• Interest paid annually
• Interest may be paid more frequently than annually for deposits more than $5,000 at a discount rate
• Deposits greater than $20,000 may receive monthly, quarterly, semi-annual interest without a discount penalty

Term Builder

• 18 month term
• $50.00 or more monthly deposit
• Interest paid semi-annual

Flex 30

• 30 month term
• 30% of the initial investment redeemable annually

Rate Hiker

• 3, 4 or 5 year term
• Allows you a one time opportunity to change your rate for the remaining term during an increasing rate environment

Special Term Deposits

• 1 to 5 year terms are offered from time to time at bonus rates
• Special considerations are attached to these investments, such as early redemption privileges or other considerations