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Horizon Credit Union strives to serve its members and community with the best products and services available and to provide superior customer service.

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   Personal Account Package Plans  

Horizon Credit Union offers members cost savings and convenience by packaging service charges and fees into one great package plan that best meets their financial needs. If you do a number of transactions per month or just a few; or if you use mostly electronic deposits and payments or write cheques, our broad variety of package accounts offers you a choice of packaging services that best suits your own personal needs.

     

   Account Package Plans  

TRUST ACCOUNTS - MONTHLY FEE $0.00

For children up to & including 18 years of age

  • First 10 debit items free, regular charges thereafter (Chequing, Maximizer & Plan 24 accounts)
  • Minimum of $100 for Non-Redeemable Term Deposits of 1-5 years
  • Benefits cease at age 19
  • Regular Interac and Cirrus fees apply

FAT CAT - MONTHLY FEE $0.00

For children ages 12 and under

  • No ATM privileges
  • No fees or charges for Plan 24 accounts
  • Minimum of $100 for Non-Redeemable Term Deposits of 1-5 years
  • Regular Interac and Cirrus fees apply

HEADSTART – MONTHLY FEE $0.00

For ages 13 to 18 years of age.

  • Unlimited debit items (Chequing, Maximizer & Plan 24 accounts)
  • Free basic Headstart personalized cheques
  • Minimum of $100 for Non-Redeemable Term Deposits for 1-5 years
  • Telephone banking and Internet banking account access
  • No fees on travellers cheques
  • Regular Interac and Cirrus fees apply

Student Choice®– MONTHLY FEE $5.00

For Post-secondary students ages 19-25 inclusive. Full time enrolment is defined as 60% of the regular course load

  • First 70 debit items free, regular charges thereafter
  • Free basic personalized cheques
  • Benefits apply to Chequing, Maximizer or Plan 24 accounts
  • Telephone banking and Internet banking account access
  • Regular Interac and Cirrus fees apply

BASIC CONSUMER – MONTHLY FEE $4.00

  • First 10 debit items free, regular charges thereafter
  • Telephone banking and Internet banking account access
  • Regular Interac and Cirrus fees apply

CONSUMER PLUS – MONTHLY FEE $8.00

  • First 20 debit items free, regular charges thereafter
  • Telephone banking and Internet banking account access
  • Monthly fee is waived with a minimum account balance of $2,000 on Chequing and $3,000 on Maximizer chequing accounts
  • Regular Interac and Cirrus fees apply

E-COMMERCE – MONTHLY FEE $12.00

  • First 75 electronic debit items free, regular charges thereafter
  • Full-service debit transactions are $1.00 each
  • $5.00 discount on Safety Deposit box
  • 1% reduction in personal Line of Credit rate (Consumer Line of Credit Rate)
  • No fee for Travellers Cheques
  • Telephone banking and Internet banking account access
  • Monthly fee is waived with a minimum account balance of $3,000 on chequing accounts and $5,000 on Maximizer chequing accounts
  • Regular Interac and Cirrus fees apply

MASTERPLAN – MONTHLY FEE $12.00

  • First 50 debit items free, regular charges thereafter
  • No fees for utility payments, travellers cheques, certified cheques (1st party)
  • $5.00 discount on Safety Deposit box
  • 1% reduction in personal Line of Credit rate (Consumer Line of Credit Rate)
  • Telephone banking and Internet banking account access
  • Monthly fee is waived with a minimum account balance of $3,000 on chequing accounts and $5,000 on Maximizer chequing accounts
  • Regular Interac and Cirrus fees apply

MASTERPLAN PLUS – MONTHLY FEE $15.00

  • Unlimited debit items
  • 2 free Interac ATM transactions monthly*
  • No fees for utility payments, travellers cheques, certified cheques (1st party)
  • $5.00 discount on Safety Deposit box
  • 1% reduction in personal Line of Credit rate (Consumer Line of Credit Rate)
  • Telephone banking and Internet banking account access
  • Monthly fee is waived with a minimum account balance of $5,000 on chequing accounts and $7,000 on Maximizer chequing accounts

    * All other Interac fees will be charged at month end, not at time of transaction.

PREMIUM MASTERPLAN – MONTHLY FEE $25.00

  • Unlimited chequing
  • 10 free Interac ATM transactions monthly*
  • 10 free Cirrus ATM transactions monthly*
  • Free basic personalized cheques
  • No fees for utility payments, travellers cheques, certified items (1st party), or Canadian money orders
  • Telephone banking and Internet banking account access
  • Free annual rental of 1½" x 5" Safety Deposit Box
  • Choice Rewards provided at no charge
  • 1% Reduction in Line of Credit rate (Consumer Line of Credit rate)
  • Monthly fee is waived with a minimum account balance of $10,000 on chequing accounts or Maximizer chequing accounts

    *All other Interac or Cirrus fees will be charged at month end, not at time of transaction.

GOLDEN AGE 60 – MONTHLY FEE $0.00

  • First 40 debit items free, regular charges thereafter (Chequing, Maximizer, Regular Savings & Plan 24 accounts)
  • No fees for Utility payments, travellers cheques, Canadian money orders, certified cheques (1st party)
  • $5.00 discount on Safety Deposit box rentals
  • Telephone banking and Internet banking account access
  • Regular Interac and Cirrus fees apply

 

 

     
 

 

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