To explain what a mutual fund is in simple terms - a mutual fund is a pool of money provided by individual investors (like you) , companies, and other organizations. The fund manager invests the cash the investors have contributed or pooled together. The goal of the manager depends upon the type of fund; a fixed-income fund manager, for example, would strive to provide the highest yield at the lowest risk. The funds are actively managed by a professional money manager who constantly monitors the stocks and bonds in the fund's portfolio. Because this is his or her primary occupation, they can devote considerably more time to selecting investments than an individual investor. This provides the peace of mind that comes with informed investing without the stress of you as an individual analyzing individual company or fund financial statements and calculating and understanding financial ratios.
Socially responsible investing is about making companies perform better. Perform better socially. Perform better environmentally. Perform better financially. If socially responsible investing is important to you, The Ethical Funds Company® offers a broad variety of investment options to meet your investing goals.
Horizon Credit Union is committed to providing our members with investment options suited to their individual needs. More people are turning to mutual funds as a way to save for a secure financial future. Nearly 1200 mutual funds are available to credit union members. Mutual funds from the majority of the major fund companies such as Aim Trimark, CI investments, Mackenzie, Franklin Templeton as well as Credential® Select Portfolios, Credential Enrich Portfolios, Credential Managed Accounts, Money Market Fund and other top quality funds are available through Credential Asset Management Inc.
Every fund has a particular investing strategy, style or purpose; some, for instance, invest only in blue chip companies. Others invest in start-up businesses or specific sectors. Finding a mutual fund that fits your investment criteria and style is absolutely vital. At Horizon Credit Union, a Credential Asset Management Inc. Mutual Funds Investment Specialist helps you to choose the funds that are best suited for your investment risk tolerance and investment strategy.
Credential Asset Management Inc. is a mutual fund dealer offering credit union members with access to a full selection of mutual funds.
The analysts at Credential Financial Inc. have developed a proprietary selection process to assess these funds. The resulting Platinum List of funds have been selected for their potential to outperform their peers over the long run. When you buy any of the funds on the Platinum List, you benefit from professional and ongoing analysis.
The Credential Asset Management Mutual Funds Investment Specialists at Horizon Credit Union are highly trained financial professionals. They know investing – and they know that every investor is unique, with unique needs, hopes and dreams.
That is why they take the time to get to know you, your circumstances and your financial objectives and then recommend investments to you.
When you wish to get information or invest in any non registered, and registered (including Registered Retirement and Registered Educations Savings Plan) mutual fund investments, contact a Credential Asset Management Inc. Mutual Funds Investment Specialist at Horizon Credit Union.
*Mutual Funds are offered through Credential Asset Management Inc. Commissions, trailing commissions, management fees, and expenses all may be associated with mutual fund investments. Please read the prospectus before investing. Unless otherwise stated, mutual fund and cash balances are not insured nor guaranteed, their values change frequently, and past performance may not be repeated.
The Credential EnRich Portfolios are offered as part of an asset allocation program available through Credential Securities Inc. and Credential Asset Management Inc. Commissions, trailing commissions, management fees and expenses all may be associated with investments in the Credential EnRich Pools and the use of the Credential EnRich Portfolios. Please read the prospectus for the Credential EnRich Pools before investing. Neither the Credential EnRich Portfolios nor the Credential EnRich Pools are guaranteed by the Canada Deposit Insurance Corporation or by any other deposit insurer that insures deposits in credit unions. The value of an investment in the Credential EnRich Pools may change frequently, and past performance may not be repeated.
®Credential is a registered mark owned by Credential Financial Inc. and is used under licence. ®The Ethical Funds Company is a registered mark owned by Ethical Funds Inc. and is used under licence.
If you are currently investing in mutual funds or stocks or if you are considering these types of investments and are looking for investment research, visit www.globefund.com and www.morningstar.ca |
