Don't want to pay for medical coverage you won't use? Still want the prestige and spending power of a premium card? The Low Fee Gold MasterCard^® Credit Card is the one for you!

Make the most of your purchases by adding Choice Rewards^® (optional) to your Low Fee Gold Credit Card.

Features

• CHOICE REWARDS^® Program - optional
• MasterTrip^®
• MasterPurchase^®
• MasterRental^®
• MasterLegal^®
• Optional Balance Protection Insurance

Core features:

• World-wide global acceptance
• World's largest ATM network
• 24-hour lost/stolen card assistance
• Emergency cards and emergency cash
• Master RoadAssist^® 24-hour roadside assistance at pre-set rates

MasterTrip®

Trip Cancellation Insurance

• Applies if you, a family member, or a traveling companion falls ill, experiences serious injuries or passes on unexpectedly, requiring you to cancel your tickets at the last minute
• Coverage applies to cardholders, spouse and dependent children traveling with you
• Tickets will be refunded to $1,000 per account per trip

Accidental Death Insurance

• $1,000 will be paid to your beneficiary if you sustain accidental bodily injury causing death

Common Carrier Travel Accident Insurance

• Common Carrier Travel Accident Insurance - Up to $500,000 coverage when a portion or all of your ticket is purchased with your MasterCard

Unexpected Return Home Benefits

• In the event of a death in your immediate family, you are covered for up to $2,000 for return travel

Emergency Assistance Services

• Emergency Cash Transfer
• Lost Document and Ticket Replacement
• Lost Luggage Assistance
• Pre-Trip Information

MasterPurchase^®

90-day Purchase Protection

• Protection against loss, theft and damage for items purchased with your MasterCard
• Items will be replaced or repaired, or you will be reimbursed the purchase price
• Items given as gifts are also covered
• Some limitations apply - see the certificate of insurance when you receive your card

Extended Warranty

• The manufacturer's warranty is automatically extended for up to two additional years for items purchased with your MasterCard card
• Items must have a valid warranty in Canada
• Some limitations apply - see the certificate of insurance when you receive your card

MasterRental^®

When you rent a car with your MasterCard card, you're protected with:

• Collision Damage Waiver Benefit - equivalent to that offered by the car rental company, provided you decline the car rental company's optional Collision Damage Waiver
• Car Rental Accidental Death and Dismemberment Benefits - up to $300,000 per accident
• Personal Effects Benefits - if your rental car is damaged or stolen, any personal effects in the car are covered up to $1,000 per insured person, up to $2,000 per rental period
• Some limitations apply - see the certificate of insurance when you receive your card
  

MasterLegal^®

• Legal Referrals and Payment Assistance - in those countries that the MasterAssist Operations Centre deems safe for travel, you will be assisted in locating a legal advisor, and in paying legal fees up to $5,000 (billable to your MasterCard account, and subject to credit availability)

Optional Balance Protection Insurance

• Protection if your earnings are affected by job loss, disability, accident, illness or loss of life
• Payment is made on your MasterCard account until you return to work, up to $10,000
• In the event of loss of life, your entire account will be paid off, up to $10,000
• Premium is 90 cents for every $100 of account balance on each billing date. Taxes may apply in certain provinces
  

*Age Restrictions may apply.

Master RoadAssist^®

• 24-hour roadside assistance at pre-set rates
• Access the service via a toll-free number
• Service is charged to your MasterCard account
• No membership fee