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   Gold MasterCard®  

Like to travel or want added security and protection to your purchase power? This card was designed to provide you with exceptional coverage and convenience. And why not make the most of your purchases by adding Choice Rewards® (optional) to your Credit Union Gold Credit Card.

Features:


Core features:

  • World-wide global acceptance serving consumers in 210 countries and territories
  • World's largest ATM network
  • 24-hour lost/stolen card assistance
  • Emergency cards and emergency cash
  • Master RoadAssist® 24-hour roadside assistance at pre-set rates

Out-of-Province/Country Travel Health Plan

Out-of-Province/Country Medical Insurance

  • Covers the first 31 days of each trip outside your home province or country
  • Coverage is up to $1,000,000, and includes:
    • hospital and health care professional services
    • prescriptions and treatments
    • emergency dental care
    • transportation and ambulance services
    • return home, if required for further medical attention
    • friend and family hospital visits
    • return of deceased
  • Coverage applies to cardholders and your spouse 69 years of age and under, and dependent children traveling with you
  • Top-up insurance is available for up to 180 days

Travel Assistance

  • 24-hour assistance to:
    • confirm coverage and payment
    • arrange for medical evaluation
    • transfer to another medical facility, if required
    • assist in contacting your family or business partner
  • Review the certificate of insurance when you receive your card

MasterTrip®

Trip Cancellation Insurance

  • Applies if you, a family member, or a traveling companion falls ill, experiences serious injuries or passes on unexpectedly, requiring you to cancel your tickets at the last minute
  • Coverage applies to cardholders and your spouse 69 years of age and under, and dependent children traveling with you
  • Tickets will be refunded up to $3,000 per account per trip

Accidental Death Insurance

  • $1,000 will be paid to your beneficiary if you sustain accidental bodily injury causing death

Common Carrier Travel Accident Insurance

  • Up to $500,000 coverage when you purchase your ticket with your MasterCard Card

Unexpected Return Home Benefits

  • In the event of a death in your immediate family, you are covered for up to $2,000 for return travel

Emergency Assistance Services

  • Emergency Cash Transfer
  • Lost Document and Ticket Replacement
  • Lost Luggage Assistance
  • Pre-Trip Information

MasterPurchase®

90-day Purchase Protection

  • Protection against loss, theft and damage for items purchased with your MasterCard
  • Items will be replaced or repaired, or you will be reimbursed the purchase price
  • Items given as gifts are also covered
  • Some limitations apply - see the certificate of insurance when you receive your card


Extended Warranty

  • The manufacturer's warranty is automatically extended for up to two additional years for items purchased with your MasterCard card
  • Items must have a valid warranty in Canada
  • Some limitations apply - see the certificate of insurance when you receive your card

MasterRental®

When you rent a car with your MasterCard card, you're protected with:

  • Collision Damage Waiver Benefit - equivalent to that offered by the car rental company, provided you decline the car rental company's optional Collision Damage Waiver
  • Car Rental Accidental Death and Dismemberment Benefits - up to $300,000 per accident
  • Personal Effects Benefits - if your rental car is damaged or stolen, any personal effects in the car are covered up to $1,000 per insured person, up to $2,000 per rental period
  • Some limitations apply - see the certificate of insurance when you receive your card

MasterLegal®

  • Legal Referrals and Payment Assistance - in those countries that the MasterAssist Operations Centre deems safe for travel, you will be assisted in locating a legal advisor, and in paying legal fees up to $5,000 (billable to your MasterCard account, and subject to credit availability)


Optional Balance Protection Insurance

  • Protection if your earnings are affected by job loss, disability, accident, illness or loss of life
  • Payment is made on your MasterCard account until you return to work, up to $10,000
  • In the event of loss of life, your entire account will be paid off, up to $10,000
  • Premium is 90 cents for every $100 of account balance on each billing date. Taxes may apply in certain provinces


Master RoadAssist®

  • 24-hour roadside assistance at pre-set rates
  • Access the service via a toll-free number
  • Service is charged to your MasterCard account
  • No membership fee
     
 

 

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