Life is unpredictable. Horizon Credit Union is committed to putting you first, we want to protect you and your family. We have credit insurance options that are designed to provide you and your family complete financial protection.
DID YOU KNOW IN ONE YEAR:
1 IN 36 PEOPLE WILL DIE
1 IN 279 HOMES CATCH FIRE
1 IN 29 AUTO ACCIDENTS RESULT IN DISABILITY OR DEATH
1 IN 10 PEOPLE WILL BECOME DISABLED
For every one Canadian who dies prior to age 40, there are two that become TOTALLY AND PERMANENTLY DISABLED.
You are 14 times more likely to DIE than lose your home in a fire.
Yet, almost everyone has fire insurance.
Horizon Credit Union has a number of products available to protect you and your family. When you apply for a loan or credit, ask for a quote and be sure all your debt is covered to reduce financial burden during difficult times.
Disability and Life Insurance
No matter how prepared you are, the unexpected does happen. Imagine not being able to work because of an illness or injury. Your family may have a tough time paying the bills and be left to worry about your debts. Disability and Life Insurance provides the protection you need. Credit Disability Insurance pays your loan payments if you become disabled. Premiums are based on amount and length of the loan.
Group Mortgage Protection
There can be unforeseen twists and turns in life. To keep your mortgage from turning into a burden for you and your family, Horizon Credit Union has simple, affordable protection plans that will pay off your mortgage balance. Group Mortgage Insurance protects your family’s standard of living by ensuring any outstanding mortgage balance is paid should you pass away. Optional Critical Illness Insurance is also available to protect your mortgage if you become critically ill, and Loss of Employment coverage will make you payments if you become unemployed.
Member Term Life Insurance
You are a responsible planner. Choose to protect your family’s quality of life by safeguarding them from overwhelming financial obligations. Horizon Credit Union has secured an excellent group rate. The insurance level will always remain constant and premiums will be adjusted at five and ten-year intervals.
Line of Credit/Quick Loan Coverage
You can help secure your family’s financial freedom with life insurance that pays on the balance of your line of credit.
Financial security – When insurance proceeds are applied to your balance, it means money once spent on loan payments is free to meet your family’s more important lifestyle needs.
Just Pennies a Day – Your loans officer can quote your actual premium. Joint coverage is available.
It’s Easy to Enroll – You enroll right at your credit union. A few minutes of your time today could provide tomorrow’s
financial freedom. Complete coverage details are available at your credit union.
