With the busy pace and lifestyle farmers and ranchers have, Horizon Credit Union offers convenient and affordable packages of services to save you money and make keeping track of your account easy.

We offer several types of package accounts for low and high transaction accounts. The Account Package that is right for your operation will depend on the individual need and how you operate your account. That is why Horizon Credit Union has designed several different package plans for farmers and ranchers.

PREMIUM AGRICULTURE - MONTHLY FEE $35.00
*Personal Accounts only - No Business Name*

• Unlimited debit items free
• Free basic personalized cheques
• CHOICE REWARDS provided at no charge
• Free Annual Rental of 1½" x 5" Safety Deposit Box
• No fees for utility payments, travelers cheques, certified items (1st party), Canadian money orders
• No charge for mortgage renewals or loan renewals, application fees reduced by 50%
• Telephone banking & Internet banking account access
• Monthly fee waived with a minimum account balance of $25,000 on chequing accounts or Maximizer chequing accounts
• Regular Interac and Cirrus fees apply
  

BASIC CONSUMER – MONTHLY FEE $4.00

• First 10 debit items free, regular charges thereafter
• Telephone banking and Internet banking account access
  
• Regular Interac and Cirrus fees apply

CONSUMER PLUS – MONTHLY FEE $8.00

• First 20 debit items free, regular charges thereafter
• Telephone banking and Internet banking account access
• Monthly fee is waived with a minimum account balance of $2,000 on Chequing and $3,000 on Maximizer chequing accounts
• Regular Interac and Cirrus fees apply

E-COMMERCE – MONTHLY FEE $12.00

• First 75 electronic debit items free, regular charges thereafter
• Full-service debit transactions are $1.00 each
• $5.00 discount on Safety Deposit box
• 1% reduction in personal Line of Credit rate (Consumer Line of Credit Rate)
• No fee for Travellers Cheques
• Telephone banking and Internet banking account access
• Monthly fee is waived with a minimum account balance of $3,000 on chequing accounts and $5,000 on Maximizer chequing accounts
• Regular Interac and Cirrus fees apply

MASTERPLAN – MONTHLY FEE $12.00

• First 50 debit items free, regular charges thereafter
• No fees for utility payments, travellers cheques, certified cheques (1st party)
• $5.00 discount on Safety Deposit box
• 1% reduction in personal Line of Credit rate (Consumer Line of Credit Rate)
• Telephone banking and Internet banking account access
• Monthly fee is waived with a minimum account balance of $3,000 on chequing accounts and $5,000 on Maximizer chequing accounts
• Regular Interac and Cirrus fees apply

MASTERPLAN PLUS – MONTHLY FEE $15.00

• Unlimited debit items
• 2 free Interac ATM transactions monthly*
• No fees for utility payments, travellers cheques, certified cheques (1st party)
• $5.00 discount on Safety Deposit box
• 1% reduction in personal Line of Credit rate (Consumer Line of Credit Rate)
• Telephone banking and Internet banking account access
• Monthly fee is waived with a minimum account balance of $5,000 on chequing accounts and $7,000 on Maximizer chequing accounts
  
  * All other Interac fees will be charged at month end, not at time of transaction.

PREMIUM MASTERPLAN – MONTHLY FEE $25.00

• Unlimited chequing
• 10 free Interac ATM transactions monthly*
• 10 free Cirrus ATM transactions monthly*
• Free basic personalized cheques
• No fees for utility payments, travellers cheques, certified items (1st party), or Canadian money orders
• Telephone banking and Internet banking account access
• Free annual rental of 1½" x 5" Safety Deposit Box
• CHOICE REWARDS provided at no charge
• 1% Reduction in Line of Credit rate (Consumer Line of Credit rate)
• Monthly fee is waived with a minimum account balance of $10,000 on chequing accounts or Maximizer chequing accounts
  
  *All other Interac or Cirrus fees will be charged at month end, not at time of transaction.